About Us

Just Hair is a trading style of ACM Broking Ltd. ACM Broking Ltd are authorised and regulated by the Financial Conduct Authority (FCA).

Just Hair was successfully launched at Salon international 2009. The Just Hair Salon and Freelance products have been researched with market leading Salons & Session Stylists for you - 'Designed with you in mind'.

September 2013 was a watershed moment for the hair industry - Working alongside and inconjunction with the National Hairdressers Federation and in consultation with the Cosmetic Toiletry & Purfumery Association (CTPA), we introduced a joint initiative to provide salons and freelancers a flexible working 'skin test' protocol' - Allergy Alert Consultation and Colour Record Card'.

Just Hair was the first insurance provider to ratifty and agree the use of 'Colour Additives' in December 2015.

Why Just Hair

The Hairdressing Council is an Introducer Appointed Representatives of Just Hair.

11 November 2013: a Red Letter day as Just Hair Insurance was accepted as a House Member of the Fellowship for British Hairdressing and doing so becoming the First Insurance Broker or Insurer to be granted membership.  

Tailored insurance cover for Hair Salons is a must. Hand holding from quotation through policy and to claim settlement is a pre requisite. These statements barely cover the service standards we provide to our clientele. Every client is special & treated equally irrespective of cover or premium paid.

We insure Independent/ Franchise Hair/ Barber Salons through to Award Winning Salon Chains. Cover can be extended to incorporate Education &/ or Academies.

Just Hair as it sounds is designed for Salons & Freelancers whom are first and foremost creative Hair stylists. Beauty components can be accommodated as an add on menu service for Eyes (eyebrow shaping/ tinting), Facials, Hair removal (other than electrolysis), Make-up, Nails and Spray Tans.

Finally and not to be underestimated, our Salon policy provides automatic 'work away' coverage. What do we actually mean by 'work away'?

Let's look at a standard shop insurance policy, this being the product range used to insure Hair & Beauty Salons. The Public Liability section notes that work away activities are restricted to collection and delivery, thus typical scenarios for your average retail shop. This is where the fine line is blurred, clients invariably are not insurance savvy to completely understand insurance terminology and the answer in the main when posed 'do you work away?' is greeted by a negative without any thought of the everyday or ad hoc business activity.

'Work away' is everything beyond collection/ delivery thus to put into context, see below the following examples: -

  • In competition
  • Pampering
  • Networking
  • Fashion/ Photo Shoot
  • TV & Magazine
  • Session styling
  • Training/ Seminars/ Education
  • Ambassadors for own Group &/ or international brands

As you can see, Hair and Work Away have and always work hand in hand. Thus, if an insurance policy automatically provides cover for these situations without referral to insurer this has to be of great benefit and peace of mind.